Wondering what DAREM is all about?
Think of DAREM™ (Dynamic AML Resilience Equilibrium Model) as a 'framework for resilient compliance'.
Surprisingly, there is very little available to meaningfully assess the true strength of an AML program.
DAREM™ is a simplistic yet pragmatic way to ascertain the resilience of your AML program, should it come to your curiosity as a test of regulatory or audit scrutiny.​
Deep Dive into DAREM
✶ A pioneering framework designed to empower institutions and practitioners to move beyond static compliance checklists.
✶ The model blends narrative clarity with analytical rigour, helping organisations “visualise” the depth of their AML program using two distinct parameters and underlying attributes – AML practices (driven by regulations, day-to-day standard operating procedures, adherence to regulations and compliance requirements, industry best practices, governance, etc).
✶ The other important parameter is technology adoption – the extent to which state-of-the-art technology is embedded into AML programs, such as AI, Machine learning, Network Analysis, LLMs, etc. AML cannot be eyeballed or rely on simplistic approaches, which puts DAREM™ in the spotlight.​
Together, they have the power to drive the AML program and help you formulate a holistic and resilient AML program that has deterrence, power to detect trends and patterns, assist practitioners to elevate their program and needless to add, help triage high-risk alerts for a 'there’s no tomorrow' action.
DAREM™ brings you the practice vigour and embedded resilience to identify potential gaps in your practice, which you can use to strengthen your AML program by combining global standards with local realities, technical precision with practitioner accessibility, and strategic foresight with everyday operational impact.